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Spirit provides a range of flexible finance packages designed to meet your business needs.
Our competitive leasing deals can be tailored to meet your specific product or service requirements.
Finance packages
Our wide selection of finance packages range from one to three years (for amounts over £500) and typically involve monthly or quarterly payments.
- Finance leases - This is a lease in which you finance the entire cost of the equipment over a three year period. If you then want to continue to use the equipment, you can negotiate terms with Spirit. The lease is 100% allowable against tax.
- Technology management financing - Leasing enables you to keep up with advances in technology without any need for capital expenditure. You can replace equipment or add to it at any point during the term of the lease.
- Rent-to-own programmes - This is similar to a finance lease. However, it is not a popular option due to the low residual value in technology assets as they are replaced by more efficient and often more competitively priced alternatives.
Other options include:
- Pilot programme rentals
- Technology swap financing
- Independent operator finance programmes
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Finance options
Finance schemes can include the following options:
- 100% finance
- Financing periods of 12 to 60 months
- Varied / customer elected purchase
- Graduated options payments
- Technology refresh options
- Delayed payments
- Ewaste technology disposal
- Credit checks completed online and approved within 20 minutes
Finance benefits
By setting your leasing costs against tax, a finance package can be cheaper than buying - Download an example from one of our partners.
Other benefits of a finance package include:
- It conserves your equity
- It reduces the need for loans
- It overcomes the lack of capital budget
- It provides obsolescence protection
Contact us to discuss your planned purchases and your finance needs and for a no-obligation quotation. |
